PROGRAMS
USSIC Transportation Division provides Occupational Accident Insurance Programs for owner operators and contract drivers. The Occupational Accident policy provides scheduled benefit amounts for Accidental Death & Dismemberment, Paralysis, Medical Expense, and Wage Replacement resulting from a workplace injury. We also offer motor carriers Contract and Employers Liability on their owner operators.

Occupational Accident Medical Expense Lost Wages AD&D Benefits	This policy provides primary coverage in the event an owner operator or contract driver has a covered workplace injury. The Transportation Division has been offering Occupational Accident in this niche through retail and wholesale transportation producers since 1990. The claim administration is handled internally by USSIC. We have easy self reporting terms for the monthly billing. In addition to the standard benefit provisions mentioned above, USSIC is flexible and can customize benefit amounts or add options such as Non-Occupational Injury, Occupational Disease and/or Cumulative Trauma injuries, Passenger Accident, and Hernia coverage when requested.
Contract & Employers Liability Defense Costs Pay On Behalf Of	This policy provides defense of the motor carrier from owner operators seeking employee status and Workers' Compensation benefits and will pay any resulting award. The Transportation Division has specialized in handling these liability claims since 1996. We are committed to protecting client motor carrier's interests from owner operator claims through underwriting practices, and via management and assignment of experienced defense counsel specialists.
Advantages of the USSIC Product Experienced Underwriting & Claims Financial Security Custom Limits	Admitted, A+ XIV Best Rating - Available in 28 States Niche Stability and Longevity, Experienced Staff Producer and Motor Carrier have professional and experienced account service rep. All claim services provided, including medical bill review / repricing, pre-authorization of treatment, subrogation recovery, and loss runs on request. Direct contact with USSIC - No third party administrators or managing general underwriters Flexible Admitted protection for all Motor Carrier owner operator exposures No Fees or Dues for enrollment, billing and claims administration services. Available to individuals and groups of 2 to 5,000 We can customize the benefit limits, Deductible options are also available. Special Small Accounts program for 2 to 25 owner operator groups Fast Quote Turnaround
Eligible Classes	Intermodal Containers Local Parcel Delivery Dry Van Auto Haulers Livestock Haulers Dump Trucks/Aggregate Hauler Refrigerated Tankers - Haz & Non-Haz Flatbeds Logging Trucks

THE INFORMATION ON THIS PAGE IS PROVIDED FOR INFORMATION PURPOSES ONLY AND IS NOT INTENDED TO BE REPRESENTATIVE OF COVERAGE THAT MAY EXIST IN ANY PARTICULAR SITUATION UNDER A POLICY ISSUED BY USSIC TRANSPORTATION DIVISION. ALL CONDITIONS OF COVERAGE, TERMS AND LIMITATIONS ARE DEFINED AND PROVIDED FOR IN THE POLICY. PROGRAMS OR PRODUCTS MAY NOT BE AVAILABLE IN ALL STATES AND POLICY FEATURES VARY BY STATE. COVERAGE CANNOT BE BOUND UNTIL CONFIRMED IN WRITING BY U.S. SPECIALTY INSURANCE COMPANY