PROGRAMS

Small Accounts Program
Coverage A Contractual Liability Medical Expense Lost Wages AD&D Benefits	The Employer Reimbursement Insurance Plan pays up to the policy limits you select for covered expenses related to occupational injury, occupational disease, or employment related cumulative trauma. An ERISA plan will be issued along with your policy. The ERISA plan provides administrative rules and guidelines for the processing of your occupational injuries.
Coverage B Employers Liability Binding Arbitration Unlimited Defense Costs Duty to Defend	The Employer Reimbursement Insurance Plan will reimburse for bodily injury damages that arise from a claim of workplace negligence made by a covered person, or by the covered person's spouse or children. The plan will reimburse, in excess of the self insured retention, all reasonable amounts paid to obtain a release of liability. Defense costs as well as mediation and arbitration costs are unlimited and covered outside the policy limits.
Advantages of the USSIC PEI Small Accounts Program Texas Based Corp. Financial Security Clear Policy Language	48 hour quotes with complete submission Admitted, A+10 Best Rating No policy aggregate ERISA plan provided - includes binding arbitration All claim services included, including medical bill review/repricing at no additional charge Separate limits for medical and Employers Liability coverage Unlimited defense costs provided outside the policy limits Monthly reporting option available based on composite rate Comprehensive safety program available for $350 from an outside vendor
148 Target classes specifically designed for businesses with less than 25 employees.	Restaurants Machine shops Transportation Industry Printing Metal Goods MFG Electrical Components MFG Wholesale distributors Retail sales Auto repair Carpentry, shop only Hardware MFG Clerical, accounting, physicians, etc.

Dairy Program
Coverage A Contractual Liability Medical Expense Lost Wages AD&D Benefits	The Employer Reimbursement Insurance Plan pays up to the policy limits you select for covered expenses related to occupational injury, occupational disease, or employment related cumulative trauma. An ERISA plan will be issued along with your policy. The ERISA plan provides administrative rules and guidelines for the processing of your occupational injuries.
Coverage B Employers Liability Binding Arbitration Unlimited Defense Costs Duty to Defend	The Employer Reimbursement Insurance Plan will reimburse for bodily injury damages that arise from a claim of workplace negligence made by a covered person, or by the covered person's spouse or children. The plan will reimburse, in excess of the self insured retention, all reasonable amounts paid to obtain a release of liability. Defense costs as well as mediation and arbitration costs are unlimited and covered outside the policy limits.
Advantages of the USSIC PEI Dairy Accounts Program Texas Based Corp. Financial Security Clear Policy Language	Admitted, A+9 Best Rating No policy aggregate ERISA plan provided - includes binding arbitration All claim services included, including medical bill review/repricing at no additional charge All claim services included, including medical bill review/repricing at no additional charge Separate limits for medical and Employers Liability coverage Unlimited defense costs provided outside the policy limits Monthly reporting option available based on composite rate
Target Classes	Dairies Heifer Ranches Milk Hauling All businesses related to the Dairy Industry

THE INFORMATION ON THIS PAGE IS PROVIDED FOR INFORMATIONAL PURPOSES ONLY AND IS NOT INTENDED TO BE REPRESENTATIVE OF COVERAGE THAT MAY EXIST IN ANY PARTICULAR SITUATION UNDER A POLICY ISSUED BY USSIC PEI DIVISION. ALL CONDITIONS OF COVERAGE, TERMS AND LIMITATIONS ARE DEFINED AND PROVIDED FOR IN THE POLICY.